CRA- Significant meltdown factor

 I honestly thought the Community Reinvestment Act was an important, though still relatively small contributor to the meltdown, but it turns out the numbers here are very large. Barney Frank et al are more culpable than the bankers. Worse, in the face of this, the powers that be seem intent on doubling down on the CRA!  Seriously?!?

"As we try to shake off the financial crisis, here's a bright idea. Take a law that has led to the writing of an enormous amount of bad mortgages and expand it. Then take enforcement away from bank examiners and give it to housing activists."
http://mjperry.blogspot.com/2009/10/poisonous-dangerous-cocktail-expanding.html